Michael S. Cardwell / Financial Adviser ** As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start. *Michael S. Cardwell is a Registered Representative(s) of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of Ohio. No offers may be made or accepted from any resident outside the specific state referenced. The Cardwell Financial Group, LLC., is not owned or operated by NYLIFE Securities LLC or its affiliates. **Michael S. Cardwell is also separately registered as an investment adviser representative("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of Ohio. As such, these services are strictly intended for individuals residing in Ohio. Michael S. Cardwell is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities. |

