Michael S. Cardwell is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, CA (CA Insurance Lic. #0K77296), FL, GA, IL, MD, MI, NC, NJ, OH, SC, TX, and VA. No insurance business may be conducted outside the states referenced.

Michael S. Cardwell is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of AL, CA, FL, GA, IA, IL, IN, MD, MI, NC, NJ, OH, PA, SC, and TX. No offers may be made or accepted from any resident outside the specific state referenced.

The Cardwell Financial Group, LLC., is not owned or operated by NYLIFE Securities LLC or its affiliates.

Michael S. Cardwell is also separately registered as Financial Advisor under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of Ohio. As such, these services are strictly intended for individuals residing in AL, CA, FL, GA, IA, IL, IN, MD, MI, NC, NJ, OH, PA, SC, and TX.

Michael S. Cardwell is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.